​

"When it comes to retirement ... we all want to dream big!"

​

Perhaps you have maximized your RRSP and TFSA contributions, perhaps you need diversification from poor performing investments. 

​

The Insured Retirement Plan is a preferred solution that saves money on taxes by re-directing taxable assets (Income & Capital gains) to a tax-advantaged investment grade permanent insurance policy.

These policies have track records of 100 plus years and often outperform the S&P 500 Index, grow tax-exempt and thereby have a dramatically positive effect on long-term growth  of the investment portfolio, and ultimately on the capital available for estate and retirement purposes.

​

Since it is also based on an insurance policy, the added estate / insurance / risk management aspect makes your money - your family's money. Your coverage by-passes estate costs, taxation and probate efficiently into the hands of those that are meant to receive it in a matter of days. This simple process is also creditor protected and completely private.

If structured correctly, a large portion of contributions can be accessed along the way, making it an incredibly versatile financial tool.

​

Amounts can be large or small ... here is an example of a couple that has utilized this plan with Equitable Life of Canada:

​

       Tired of hoping the markets perform enough for your retirement needs?

​

      Let us help you diversify into proven and guaranteed retirement assets.

       Many of our clients enjoy the added peace of mind these solutions bring.